AD Banker Comprehensive Practice Exam

Cranston, who previously earned $70,000 annually, now earns $25,000 part-time. What classification is he likely to fall under?

1. Partially disabled

2. Permanently disabled

3. Completely disabled

4. Totally disabled

The correct answer is: Completely disabled

The classification that Cranston is likely to fall under is "completely disabled." This classification is typically used for individuals who are unable to perform any gainful employment due to a disabling condition. In Cranston's case, the significant drop in his earnings from $70,000 to $25,000 suggests that his ability to work has been substantially impaired. The term "completely disabled" indicates that he is unable to perform the tasks required for his previous job or any job that would match his skills or prior income. While he is currently working part-time, the substantial income reduction illustrates that he is not functioning at his full potential in the workforce. Understanding terminology related to disability classifications is crucial. "Partially disabled" might imply that an individual can still perform some work or activities; however, Cranston's drastic reduction in income reflects a more severe inability to generate income akin to his prior full-time capacity. The terms "permanently disabled," "totally disabled," and "completely disabled" can often be used interchangeably in some contexts, but "completely disabled" is more definitive regarding the inability to maintain regular employment. This context solidifies the choice that reflects Cranston's status based on the presented information.