AD Banker Comprehensive Practice Exam

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Enhance your exam readiness with the AD Banker Comprehensive Exam guide. Includes flashcards and multiple-choice questions with explanations.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Social Security disability benefits become available to eligible workers after how long?

90 days
30 days
1 year
5 months

The correct answer is: 30 days

The correct choice indicating that Social Security disability benefits become available to eligible workers after 5 months is rooted in the requirements set by the Social Security Administration (SSA). To qualify for these benefits, an individual must demonstrate that they are unable to work due to a disability that is expected to last at least one year or result in death. However, there's a waiting period of 5 full months after the date of disability onset before benefits can start. This waiting period is designed to prevent immediate financial assistance and to allow time to assess the severity and duration of the disability. Therefore, the assertion that benefits become available after 30 days does not accurately reflect the SSA's guidelines regarding the waiting period for disability benefits.