AD Banker Comprehensive Practice Exam

Which medical expense is excluded by Part B of Medicare?

1. A regular dental checkup

2. Clinical laboratory services

3. Outpatient hospital treatment

4. Home health care

The correct answer is: A regular dental checkup

Part B of Medicare primarily covers services related to outpatient care, preventive services, and some home health care. However, certain medical expenses are explicitly excluded, and a regular dental checkup is one such exclusion. Medicare Part B does not cover routine dental care, including regular dental checkups, cleanings, or most dental procedures. This exclusion is significant because it differentiates between essential health care services covered by Medicare and those that are considered routine or preventive care, which often falls under the purview of separate dental insurance or financial out-of-pocket expenses. In contrast, clinical laboratory services, outpatient hospital treatment, and home health care are typically covered under Part B, as they are essential for diagnosing and treating medical conditions.