AD Banker Comprehensive Practice Exam

Which Medicare part covers the cost of inpatient blood transfusions after the first 3 pints?

1. Long-Term Care

2. Medicare Part D

3. Medicare Part B

4. Medicare Part A

The correct answer is: Long-Term Care

The coverage for inpatient blood transfusions after the first three pints falls under Medicare Part A. This part of Medicare primarily covers hospital care, skilled nursing facility care, hospice, and some home health services. When a patient requires blood transfusions while admitted to a hospital, Medicare Part A will cover the cost of the blood after the first three pints because those initial transfusions are typically billed separately. However, after the first three pints are accounted for, any additional transfusions necessary during the inpatient stay are included in the broader hospital coverage that Part A provides. Medicare Part B generally deals with outpatient care and preventive services, not inpatient services, while Medicare Part D is specifically focused on prescription drug coverage. Long-Term Care is not a specific Medicare part; rather, it refers to the type of services that may not be fully covered by Medicare. Therefore, Medicare Part A is the appropriate choice for covering inpatient blood transfusions after the initial three pints, emphasizing its role in covering necessary hospital treatment and services.