AD Banker Comprehensive Practice Exam

Which of the following Medicare Supplement policies includes Core Benefits?

1. Plan A only

2. Plans A through N

3. Plans C through J only

4. Plan A through C only

The correct answer is: Plans A through N

The correct choice encompasses all Medicare Supplement plans, which include the Core Benefits from Plans A through N. Core Benefits include essential services like coverage for hospitalization and some out-of-pocket expenses associated with Medicare. These Core Benefits form the foundation of any Medicare Supplement policy, meaning that every plan from A to N offers these crucial protections. While some plans offer more extensive benefits beyond the Core, Plans A through N will always provide at least the basic coverage offered in the Core Benefits. For instance, while Plan A is specifically designed with minimal benefits, Plans B through N progressively add more offerings, like additional coverage for skilled nursing facility care or foreign travel emergency expenses. Therefore, the broad inclusion in the answer reflects the comprehensive nature of Medicare Supplement policies and their standardization.