AD Banker Comprehensive Practice Exam

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Enhance your exam readiness with the AD Banker Comprehensive Exam guide. Includes flashcards and multiple-choice questions with explanations.

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Which term describes a disability that usually lasts for a limited time, such as recovery from an injury?

Permanent partial disability
Temporary disability
Recurrent disability
Residual disability

The correct answer is: Temporary disability

The term that describes a disability which lasts for a limited time, such as during the recovery from an injury, is temporary disability. This type of disability implies that the individual will be unable to perform some or all of their occupational duties for a defined period but is expected to fully recover and return to their usual activities. This concept is crucial in various contexts, such as workers' compensation and disability insurance, where understanding the duration and impact of the disability on a person's ability to work is essential for determining benefits. Temporary disability recognizes that while an individual may be incapacitated for some time, the expectation is that they will regain their full functionality after the recovery period.